When is workers compensation insurance required

Benefit Calculators. Report Suspected Non-Compliance. Out-of-State Contractor Information. Specific employer coverage requirements are based on the type of industry, number of employees and entity organization. To determine coverage requirements for a specific employer, the following information is provided by the Bureau of Compliance. Need assistance? Call , Email or Visit Us. A: You should report that opinion to your workers' comp claims administrator.

Tell them all the facts you know, any witnesses you may be aware of, and the people they should talk to. Follow up any phone or verbal report with a letter.

What should I do? Who investigates these cases? The CDI has more information regarding fraud at its website. A: Failing to have workers' compensation coverage is a criminal offense.

Section If an employee gets hurt or sick because of work and you are not insured, you are responsible for paying all bills related to the injury or illness.

Contact the information and assistance officer at your local DWC office for further information. If you fail to pay required benefits you may also be contacted by the Uninsured Employers' Benefit Trust Fund. The UEBTF pursues reimbursement of expenditures from the responsible employer through all available avenues, including filing liens against their property.

A: Yes, you can be fined and more. If the Division of Labor Standards Enforcement state labor commissioner determines an employer is operating without workers' compensation coverage, a stop order will be issued. Labor Code Section Q: Where can I report an employer for not carrying workers' compensation insurance?

A: You may report an uninsured employer to the nearest office of the Division of Labor Standards Enforcement. The offices are also listed in the state government section of the white pages of your local telephone directory under industrial relations, labor standards enforcement. Who is required to purchase workers' compensation insurance?

Q: Where do I get workers' compensation insurance? Q: What about self-insurance? Q: How much does workers' compensation insurance cost? Back to top About my employees: Q: Can my employees help pay for my workers' compensation insurance? Q: What are my posting requirements? Q: What should I do if my employee gets sick or hurt on the job? Q: Can my injured employee work while he or she is recovering? These are called work restrictions.

Q: My employee has work restrictions. What does that mean? Injured workers must file injury reports within thirty days of the injury, must appeal the first impairment rating within 90 days of its issuance, and must file the formal paperwork for the workers' compensation claim within one year of the injury.

If the work-related nature of the injury or illness was not immediately apparent, those deadlines run from the date on which the employee should have known the problem was work-related. Three main types of benefits: medical benefits, income benefits, and death benefits - each type is statutorily defined and limited.

The law places a heavy emphasis on return-to-work programs, since all studies show that recovery is faster and more efficient if an employee has some kind of useful work to do. An employee's refusal of suitable light-duty work can stop the payment of workers' compensation benefits.